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Modular vs. Manufactured Homes? A manufactured home in a mobile home park is a bad investment. Worse than most modular built home. An owner of a mobile home pays a monthly rent. The landlord (mobile home park) can raise the rent and make it impossible to live there. Many think, you can move to another mobile home park; however, moving a manufactured house can cost $5,000 to $20,000. Because you do not own the land, you can not benefit in the future increase in land value. That is why, in most cases mobile homes values tend to have less changes year over year. In a few cases, manufactured homes, in a mobile home park, have gone up in value, but in extremely hot markets, in rare cases. A manufacuted home on a site where the owner owns the land is a better investment than the scenario above. In many cases, people buy a manufactured house with a large acreage, get a home loan, and speculate on the land. |
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| Manufactured homes built prior 1976, are almost impossible to get a convetional loan. Most top lenders will not loan on manufactured homes built prior to 1976. These older homes do not meet current building codes. Mobile manufactured homes are reflected by being free or low manufactured prices in a market. | ||
A modular home in most cases is treated as a stick built home, by a lender, and does not have the stigma of a manufactured home. It tends to be easier to get a home loan. In bad times a modular home with the land is more marketable than most manufactured homes. Modular home plans very. Ther are many modular kits or builders.
| The photo on the right is of a manufactured home in Newport Beach California. It is not a typical design learn more about manufactured homes: |  |
The photo on the right side is of a modular home. It looks like a stick built home:
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